Meet our Team

Joyce Joy

NMLS: #255528
BRE: #01749994
Direct: 530-409-0574

Cameron Park, CA

Office: 530-672-0106
Address: 3420 Coach Lane, Suite 10 Cameron Park, CA 95682
Hours: M-F 8:00AM-5:00PM


Your Best Interest at Heart

For most of us, one of the most important decisions we’ll make in our lives is financing the purchase of a home or investment property. Obtaining the right loan is more than just finding the lowest interest rate. I’m here to provide clear choices and guidance throughout the process. My goal, is to make sure you understand your options and the process so that you’re confident and comfortable with your home loan decision. All while being readily available and closing your loan on time.

To better serve my clients, I’m not only a licensed Mortgage Loan Originator, but also an IRS Enrolled Agent. Income taxes and home loans go hand in hand and having expertise in both I can help you understand the tax nuances of financing a home or investment property.

I would be honored to work with you in buying a new home, refinancing an existing loan or evaluating the potential benefits of a reverse mortgage.

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